Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan



Posted by Ann Bennett on 4/19/2018

If you recently purchased a home in a new city or town, you may need to act quickly to ensure cable services are installed immediately following your move. Lucky for you, we're here to help you assess cable services providers so that you can find one that exceeds your expectations.

Now, let's take a look at three best practices as you evaluate cable services providers.

1. Think About the Services That You Will Need

Many cable services providers are available, and no two services providers are exactly alike. As such, you'll want to examine which cable services that you need, along with which services that you can live without.

For example, a hardcore football fan likely will need a cable services package that makes it easy to watch plenty of pigskin action. On the other hand, a political news follower may want a cable services package that delivers up-to-the-minute Capitol Hill news coverage.

Ask each cable services provider about the packages that it provides, along with which channels are included in each package. That way, you'll be better equipped than ever before to make an informed cable services purchase decision.

2. Consider Your Budget

Cable services packages may vary from basic packages that include a handful of channels to complete bundles that feature thousands of channels. Meanwhile, cable services providers offer packages at different price points, and you'll want to find a package that guarantees you won't have to break your monthly budget to afford cable services.

In some instances, cable services providers offer discounts to customers who sign multi-year agreements. Keep in mind, however, that if you sign a multi-year agreement, you're committed to the terms of this pact for a few years. And if you need to break the agreement, you may be hit with a cancellation fee.

Furthermore, many cable services providers offer internet and phone services. If you decide to combine your cable services with internet and phone offerings, you may be able to receive a discounted bundle rate.

3. Consult with a Real Estate Agent

Separating one cable services provider from another can be difficult, particularly for those with limited time and resources at their disposal. If you collaborate with a real estate agent, you can gain expert insights into different cable services companies and boost your chances of making the best possible selection.

A real estate agent is happy to connect you with top cable services providers in various cities and towns. By doing so, this housing market professional can ensure you can seamlessly set up cable services at any address, at any time.

Let's not forget about the support that a real estate agent can provide throughout the homebuying journey, either. A real estate agent can schedule home showings, negotiate with a seller's agent on your behalf and much more.

There is no need to worry about getting the best cable services at your new home. Use the aforementioned best practices, and you can should have no trouble finding a top-notch cable services provider prior to moving day.




Tags: moving tips   cable tv  
Categories: Moving Tips   cable tv  


Posted by Ann Bennett on 4/5/2018

A closing represents the final stage before a buyer acquires a house. At this point, a buyer and seller will meet and finalize an agreement. And if everything goes according to plan, a buyer will exit a closing as the owner of a new residence.

Ultimately, there are several steps that a buyer should complete to prepare for a home closing, and these are:

1. Review Your Home Financing

Typically, a lender will provide full details about your monthly mortgage payments for the duration of your home loan. This information is important, as it highlights exactly how much that you will be paying for your house.

Assess your home loan information prior to a closing. That way, if you have any home loan concerns or questions, you can address them before your closing day arrives.

If you allocate the necessary time and resources to review your home financing, you may be able to alleviate stress prior to closing day. In fact, once you know that all of your home financing is in order, you can enter a closing with the confidence that you'll be able to cover your mortgage expenses.

2. Perform a Final Walk-Through

A final walk-through provides a last opportunity to evaluate a residence before you complete your purchase. Thus, you will want to take advantage of this opportunity to ensure that a seller has completed any requested repairs and guarantee that a house matches your expectations.

Oftentimes, a final walk-through requires only a few minutes to complete. The inspection generally may be completed a few days before a closing as well.

It is essential to keep in mind, however, that a final walk-through won't always go according to plan. If you give yourself plenty of time for a final walk-through, you should have no trouble getting the best-possible results.

Try to schedule a final walk-through at least a week before a closing. By doing so, you'll ensure that a seller can perform any requested repairs prior to closing day.

3. Get Your Paperwork Ready

During a home closing, you'll likely need to provide proof of home insurance, a government-issued photo ID and other paperwork. If you get required documents ready ahead of time, you won't have to scramble at the last minute to retrieve assorted paperwork for your closing.

If you need help preparing for a home closing, there is no need to worry. Real estate agents are available nationwide, and these housing market professionals can guide you along each stage of the homebuying journey.

A real estate agent will help you find a house, submit an offer on it and conduct a house inspection. Plus, this housing market professional can provide recommendations throughout the homebuying process to help you achieve your desired results. And as closing day approaches, a real estate agent is available to respond to your homebuying concerns and questions too.

Prepare for a home closing Ė follow the aforementioned steps, and you can seamlessly navigate the home closing process.





Posted by Ann Bennett on 3/29/2018

If you have seen your latest credit score and feel like youíre less than financially fit, donít fret. Thereís plenty of reasons why people end up with bad credit. Thereís also plenty of things that you can do to amend and work with your bad credit. 


The Factors


Mortgage lenders look at a variety of factors when it comes to your credit and determining if youíre ready for a home loan. These include:


  • Age of credit
  • Payment history
  • Amount of credit debt


If you have opened new accounts frequently or ran up credit card balances without paying them down, these behaviors could negatively affect your credit score. 


Changing Your Habits


Just changing one of these bad habits can help your credit score in a positive way. This also means that a bad credit score doesnít equal not being able to get a home loan. Your home loan may just come at a higher price. 


What If Youíre Turned Down For A Loan?


You can ask your lender why youíre unable to get a loan. Some possible reasons that youíre getting rejected:


  • Missed credit card payments
  • Failure to pay a loan
  • Bankruptcy
  • Overdue taxes
  • Seeking a loan outside of what you can afford
  • Legal judgements
  • Collection agencies


If you have defaulted on a loan, missed payments or filed for bankruptcy, chances are that youíll have trouble securing a home loan. Other factors that can affect your credit score include negative legal judgements that have affected your credit, or having a collection agency after you. 


How To Fix It


If you have bad credit, itís not the end of the world. Itís possible that lenders can give you a loan if your credit score isnít too low. You could, however, face higher interest rates as a penalty for a low credit score. This is due to the fact that youíre more likely to default on a loan based on your risk factors. 


You can improve your credit score by:


Keeping existing accounts open

Refraining from opening new accounts

Trying not to approach too many lenders to find the right interest rate. Every time you get a credit check, it affects your score. 


Finding A Loan


Signs of bad credit can take awhile to disappear from your credit report. Sometimes, you have the opportunity to explain to lenders what these factors are in detail so you can secure the loan. There are even mortgage companies that assist you through the loan process to give you a boost in getting the loan.


FHA Loans


FHA loans are a great program option especially for people with bad credit. These loans offer low down payment options and have lower credit score standards. FHA loans have been helping people to secure their first homes since 1934.


If you have bad credit, the dream of home ownership is still possible. If youíre early in the process, get to work and keep that credit score up so that when you head out to apply for a loan, youíll be able to secure it.         




Categories: credit score   home loans   loans  


Posted by Ann Bennett on 3/22/2018

Your home is your castle, your oasis, your domain. You want your home to be an escape from the stresses of everyday life. For this to be true, there are a few key things that you should have in your home for you to enjoy the ultimate peace that home can bring. If you donít feel that your home is a peaceful place, you definitely need to heed the tips below. 


Have A Peaceful Spot To Relax In 


Every homeowner needs a place that they like to relax in. Your spot in the home should be a regular part of your routine whether itís where you like to drink coffee and read the news, a meditation room, or a home gym. Whatever gives you pleasure and an escape should be a priority in your home and your routine. You donít need a lot of space to accomplish this. Just a small nook in part of a room or a dedicated room in the house will do. Itís easy to create your own little piece of heaven.   


Nice Outdoor Space


Nothing brings peace to the mind and the soul like spending time in nature. For a tranquil escape right in your own home, make use of the outdoors. Do you have a deck or patio area? Can you put a hammock up in the backyard? What about a small bench swing? Any of these simple things can be your backyard oasis. Just be sure to surround these outdoor areas with colorful plants and other relaxing touches like rocks, trees, or even a running water fountain for an added effect.       


A Place To Separate Work And Home Life


If you work outside of the office at all, you probably have a home office space. You need this to be functional for your work, but you also need to remember the importance of separating your work life from your home life. Your home canít be a tranquil place to be if you feel youíre always carrying your work around with you.  


A Place For Inspiration


Most of all, your home should be inspiring. There should be areas of your home where you can sit and think about projects youíre working on, problems youíre facing, or just simply let your thoughts flow. For inspiration, youíll want to include inspiring images, pictures of the people you love, and items that make you plain happy. Your home is one place that helps you to keep the balance in your life. Make sure that you create the relaxing space that you deserve for a happier life!




Tags: Healthy Home  
Categories: Decorating   Home Design  


Posted by Ann Bennett on 3/21/2018

This Single-Family in Nashua, NH recently sold for $276,000. This Cape style home was sold by Ann Bennett - KELLER WILLIAMS REALTY / Metropolitan.


9 Cherokee Avenue, Nashua, NH 03062

Single-Family

$282,500
Price
$276,000
Sale Price

3
Bedrooms
7
Rooms
1
Baths
Don't pass up the opportunity to live in this well maintained cape in South Nashua! Minutes to Rte 3, Main Dunstable Elementary school, close to shopping and a great commuter location, this home is located in a well established Nashua neighborhood great for walking. This spacious 3 bedroom home has everything you need to move right in. Notice the beautifully maintained hardwood floors and updated bathroom. The kitchen has newer cabinets with lots of storage, a gas range, and plenty of room to add an island! Large bonus/family room in the walk-out basement with new carpet. Other features include a wood stove, central air conditioning, a workshop, updated electrical panel, and a beautiful lot with gardening space.






Categories: Sold Homes  




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